Octopus Wallet service

Instantly top up Octopus Card and Octopus Wallet from your bank account with the Faster Payment System (FPS)!

With Octopus Wallet, you can top up your Octopus Cards, make online purchases, and make person-to-person payments, all with just a few clicks!

Top up Octopus Cards Instantly

No more queuing up to top up your Octopus Cards, Octopus Card on iPhone or Apple Watch, Huawei Pay Octopus, Smart Octopus in Samsung Pay or Octopus Mobile SIM. Once you have signed up for an Octopus Wallet and transferred money into it via Faster Payment System (FPS) or with cash, both Android or iPhone users can use the account to top up Octopus Cards for yourself, your kids, domestic helpers and friends, up to a maximum of 20 Octopus.

Pay across the world with Octopus Mastercard^®

Octopus Mastercard is a reloadable virtual Platinum prepaid card. It allows you to pay easily at worldwide merchants* that accept Mastercard, whether it’s in-store or online. All bills paid by Octopus Mastercard will be debited directly from your Octopus Wallet. And you can use prepaid as often and as much as you like. Octopus Wallet customers can get the card in the Octopus App instantly and use it immediately.

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Make QR code payments with Octopus UnionPay Card

Sign up for the Octopus UnionPay Card with your Octopus App and enjoy a wide range of UnionPay benefits. With just a few clicks and no extra documents needed, you’ll be done in a flash. The Octopus UnionPay Card instantly lets you use QR code payments with your mobile on the Mainland and around the globe.

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Make P2P Payment with Ease

Sending and receiving money between friends has never been easier. You can directly pay to your friend's Octopus Wallet, or simply pay them using your friends' mobiles or bank account numbers with just a few taps. If you link up your Octopus Wallet with FPS Addressing Service, you can get paid by just letting your payers know your mobile number.

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