Step 1
Open Octopus App, tap "Top Up".
*please register your Octopus Card in advance.
Faster Payment System
The Faster Payment System (FPS) allows you to access money in your bank account, 24 x 7. Once you sign up for this instant bank transfer service in Octopus App, you can top up your Octopus Wallet or Octopus cards anytime, anywhere – no more queuing at ATMs, convenience stores or MTR stations!
You can also pay people and shop online far more easily.
Our Faster Payment System services enable you to:
| Services | Wallet Lite | Wallet Plus or Pro (Verified) |
|---|---|---|
| Using Octopus App, top up Octopus Card or Octopus Wallet instantly via designated bank app |  |
|
| Using Octopus App, set up of FPS eDDA (electronic Direct Debit Authorisation) instant bank transfer service to top up Octopus cards and Octopus Wallet directly, with money in your bank account |  |
|
| Sign up for FPS Addressing Service to make P2P payments using mobile numbers | |
|
Top up Octopus Card or Octopus Wallet instantly via your bank app
All Octopus Wallet customers can now top up your Octopus Card or Octopus Wallet via designated bank app*. With the Octopus App, you can top up easily with greater flexibility.
Octopus Wallet Plus or Pro (Verified) customers can complete the setup of FPS eDDA (electronic Direct Debit Authorisation) instant bank transfer by making a fund transfer via designated bank app*.
*Participating bank:
- HSBC
- Hang Seng Bank
- Bank of China (Hong Kong)
- Standard Chartered Bank (Hong Kong)
- Airstar Bank
- Bank of Communications (Hong Kong)
- The Bank of East Asia
- China Construction Bank (Asia)
- Citibank (Hong Kong)
- CMB Wing Lung Bank
- Dah Sing Bank
- DBS Bank (Hong Kong)
- Fubon Bank (Hong Kong)
- livi Bank
- Shanghai Commercial Bank
How to top up your “physical Octopus Card” via your bank app
Step 2
Select "bank app" and proceed according to the instructions.
Step 3
Enter top up amount and click "Select bank app".
Step 4
Tap 'Confirm'.
Step 5
Select bank app and complete the transaction within the bank app.
Step 6
In the Octopus App, tap your physical Octopus Card to the mobile device.
Step 7
The transaction receipt is shown in the Octopus App.
You can tab “Next” and save this bank for future transfers*.
You can tab “Next” and save this bank for future transfers*.
Reminder: For Octopus Wallet Lite users, please upgrade to Octopus Wallet Pro (Verified) to enjoy this service.
Step 8
Verify the prefilled information and tap "Confirm" to complete the setup.
How to top up your Octopus Wallet via your bank app
Step 1
In “Wallet” section in the Octopus App, tap "Top Up".
Step 2
Select "bank app" and proceed according to the instructions.
Step 3
Enter top up amount and tap "Select bank app".
Step 4
Tap 'Confirm'.
Step 5
Select bank app and complete the transaction within the bank app.
Step 6
The transaction receipt is shown in the Octopus App.
You can tab “Next” and save this bank for future transfers*.
You can tab “Next” and save this bank for future transfers*.
Reminder: For Octopus Wallet Lite users, please upgrade to Octopus Wallet Pro (Verified) to enjoy this service.
Step 7
Verify the prefilled information and tap "Confirm" to complete the setup.
Instantly Top up your Octopus cards with Octopus App
If you are an Octopus Wallet Plus or Pro (Verified) customer, you can set up FPS eDDA (electronic Direct Debit Authorisation) instant bank transfer service at ease. After a one-time setup, you can enjoy the convenience of topping up your own Octopus cards, your maid's, or your children's, all with just a few clicks in the Octopus App, while at home or on the go.
If you are a Octopus Wallet Lite customer, you can first upgrade your account to Octopus Wallet Pro (Verified) and follow the steps to set up FPS eDDA (electronic Direct Debit Authorisation) instant bank transfer service in a breeze!
Other Promotions
Top up Octopus Card or Wallet using a DBS bank account to enjoy up to HK$120 cash rewards
Get up to HK$100 cash rewards by selecting digibank HK App through the Octopus App to perform a single top up HK$500 or above. Enjoy bonus HK$20 cash rewards for first time eDDA Transfer in Service# user in DBS digibank HK to make a single transfer with HK$2,000 or above.
Promotional period: Now until 31st July, 2023
Terms and Condition apply.
For any enquires of the promotion, please contact DBS on 22908400.
# This is not setting up FPS bank transfer service - electronic Direct Debit Authorization (eDDA) in the Octopus App
Not yet an Octopus Wallet user? Download Octopus App Now!
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