Consumer

Take total control of your household expenses without the hassle of cash! Octopus Wallet's P2P payments let you transfer funds directly to your family and helpers in seconds, while automated tracking keeps your spending records organized anytime. Effortlessly connected and entirely cashless, managing daily needs has never been this easy.

Instant Transfer - Top Up Octopus in Seconds

Teens aged 13 or above can upgrade their Octopus Wallet to easily receive pocket money via P2P transfers, and top up their Mobile Octopus anytime, anywhere!

How to make a P2P transfer to your child's Octopus Wallet?

Step 1

Open the Octopus App, go to "Quick Actions", and select "Octopus Wallet".

Step 2

Select "Transfer to friends".

Step 3

Choose the designated recipient, then tap "Done".

Step 4

Enter the amount, choose to send to "Octopus Wallet", then tap "Send".

Step 5

Ensure the amount and recipient details are correct, then tap "Confirm".

Step 6

Transfer success and tap “Done”.

How can my child instantly top up their Student Mobile Octopus via Octopus Wallet?

Step 1

Open the Octopus App and tap "Top Up Octopus" right at the bottom center.

Step 2

Check "Pick my Octopus" at the top center and ensure that the Mobile Octopus selected is the one you wish to top up.

Step 3

Select "Octopus Wallet" under "Top up from". You can also choose other Top up methods if needed.

Step 4

Enter the amount and tap "Top up now".

Step 5

Tap "Confirm" and wait for the transaction.

Step 6

Top up is completed and tap “Done”.

You can also choose to instantly top up Octopus Cards for your children or domestic helper via your Octopus Wallet!

How to instantly top up Octopus Card via Octopus Wallet?

Step 1

Open the Octopus App and tap "Top Up Octopus" right at the bottom center.

Step 2

Select "Pick my Octopus" at the top center, and choose "Tap Octopus Card"

Step 3

Select "Octopus Wallet" under "Top up from", You can also choose other Top up methods if needed.

Step 4

Enter the amount and tap "Top up now".

Step 5

Tap "Confirm" and hold the card against the top back of your mobile phone until the top-up is complete.

Step 6

Top up is completed and tap “Done”.

Haven't added or upgraded your Octopus Wallet, or transferred your physical Student Octopus to Mobile Octopus yet? Learn more now!

Octopus Wallet Lite	Octopus Wallet Plus	Octopus Wallet Pro (Verified)
Requirements: 12 years old or above Sign up with your Hong Kong mobile number and email address	Requirements: 13-17 years old Upgrade your Octopus Wallet with personal information, residential address, take a photo of your HKID and a selfie for identity verification	Requirements: 18 years old or above Upgrade your Octopus Wallet with personal information, residential address, take a photo of your HKID and a selfie for identity verification
Stored Value Limit: $3,000	Stored Value Limit: $10,000	Stored Value Limit: $30,000
Annual Transaction Limit: $25,000	Annual Transaction Limit: $100,000	Annual Transaction Limit: $500,000
Sign up for FPS Addressing Service to make P2P payments using mobile numbers	Sign up for FPS Addressing Service to make P2P payments using mobile numbers	Sign up for FPS Addressing Service to make P2P payments using mobile numbers

Now, even physical Student Octopus can now be transferred to Student Mobile Octopus! Just pick up your phone and tap to pay for transport and shopping! Beyond topping up and checking balances, you can customize your card image to add personality to your Mobile Octopus!