Become an Octopus merchant for flexible payment solutions across all industries!

Install Octopus Reader 3.0 (OR3.0)
- No setup cost
- Special offer for new merchants: Open an account by 29 August 2025 to enjoy a discounted 1.3% handling fee¹ (Standard rate is 1.5%)
- Sleek, robust design with integrated online capabilities
- Vibrant full-color LCD display
- Ensures quick and reliable cash reload and payment processing

Install Portable Octopus Processor 2.0 (POP 2.0)(Requires no POS integration)
- No setup cost
- Special offer for new merchants: Open an account by 29 August 2025 to enjoy a discounted 1.3% handling fee¹ (Standard rate is 1.5%)
- An integrated and self-contained mobile point of sale device which requires no POS integration
- Can be easily carried from place to place
- Supports functions that are usually provided by POS, such as settlement and receipt printing
- User-friendly interface running on Android operating system
- File exchange through 4G wireless communication


Easy application via the Octopus App for Business
- No set-up cost with a free Octopus Mobile POS²
- Upon successful account opening, merchants can enjoy a waiver of the handling fee¹,² for the first 6 months. Thereafter, a 1.3% handling fee¹,² will be charged as special offer
- no need to install any hardware or make any modifications to a store's POS system
- Easily generate payment QR codes and links to suit any business — perfect for online stores too!


Octopus App for Business is perfectly suited for the taxi industry! Pick Up, Get Paid, And Cash Out With Ease!
- No set-up cost with a free Octopus Mobile POS²
- Handling fee¹,³ waived until 31 December 2025
- Accept Octopus Wallet, UnionPay QR, WeChat Pay, and Alipay all in one place from both local or tourists. Simply cater to diverse passenger needs and seize more business opportunities!
- Get paid and cash out instantly after work — with funds sent directly to your Octopus or bank account, no fees, no waiting.
Remarks:
¹ The "handling fee" in the Octopus App for Business refers to the "Bank Account Fund Transfer Fee" as defined in the Octopus Merchant Payment Services Agreement, while the "handling fee" for the Octopus Reader 3.0 or Portable Octopus Processor 2.0 refers to the "Percentage Fees" as defined in the Octopus Card Services Agreement.
² Terms and conditions apply. For details, please click here.
³ Only one fund transfer instruction per day will be processed during the fee waiver period. Octopus Cards Limited reserves the right to cancel the waiver for the respective Octopus Business Account.




Octopus
Key statistics at a glance
Over 24 million Octopus cards and products are in circulation

Octopus processes 15 million transactions a day

98% penetration rate in Hong Kong*

Daily transactions are valued at HK$300 million
Over 190,000 acceptance points for Octopus cards in Hong Kong

* Figure quoted from a recent market research on individuals aged between 15 and 64.